TERMS AND CONDITIONS OF USE

Thank you for visiting our website. If you want to use this website, you must agree to conform to and be legally bound by the terms and conditions described below.

IF YOU DISAGREE WITH ANY OF THESE TERMS OR CONDITIONS, DO NOT USE OUR WEBSITE.

MINOR

We do not provide services or sell products to children. If you are below the age of 18, you may use our website only with the permission and active involvement of a parent or legal guardian. If you are a minor, please do not provide us or other website visitors with any personal information.

PRIVACY POLICY IS PART OF THESE TERMS AND CONDITIONS

Our privacy policy is part of, and subject to, these terms and conditions of use. You may view our privacy policy at our website.

ANTI-SPAM POLICY IS PART OF THESE TERMS AND CONDITIONS

Our anti-Spam policy is part of, and subject to, these terms and conditions of use.

COMPENSATION DISCLOSURE POLICY, IF ANY, IS PART OF THESE TERMS AND CONDITIONS

If there is a Compensation Disclosure Policy, the policy is part of, and subject to, these terms and conditions of use.

MODIFICATIONS AND TERMINATIONS

These terms and conditions may change from time to time. If such changes are made, they will be effective immediately, and we will notify you by a notice posted on our website’s homepage of the changes that have been made. If you disagree with the changes that have been made, you should not use our website.

We may terminate these terms and conditions of use for any reason and at any time without notice to you.

If you are concerned about these terms and conditions of use, you should read them each time before you use our website. Any questions or concerns should be brought to our attention by sending us an e-mail and providing us with information relating to your concern.

LICENSEE STATUS

You understand and agree that your use of our website is limited and non-exclusive as a nontransferable revocable licensee. We may terminate your license to use our website, and access to our website, for any reason, and without giving you notice.

CONTENT OWNERSHIP

All content on our website is owned by us or our content suppliers. On behalf of ourselves and our content suppliers, we claim all property rights, including intellectual property rights, for this content and you are not allowed to infringe upon those rights. We will prosecute to the fullest extent of the law anyone who attempts to steal our property.

You agree not to copy content from our website without our permission. Any requests to use our content should be submitted to us by e-mail.

If you believe that your intellectual property rights have been infringed upon by our website content, please notify us by sending an e-mail, or by sending mail to us at the address listed below. Please describe in detail the alleged infringement, including the factual and legal basis for your claim of ownership.

DISCLAIMERS AND LIMITATIONS OF LIABILITY

The information on our website is provided on an ”as is,” ”as available” basis. You agree that your use of our website is at your sole risk. We disclaim all warranties of any kind, including but not limited to, any express warranties, statutory warranties, and any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our website will always be available, access will be uninterrupted, be error-free, meet your requirements, or that any defects in our website will be corrected.

Information on our website should not necessarily be relied upon and should not to be construed to be professional advice from us. We do not guarantee the accuracy or completeness of any of the information provided and is not responsible for any loss resulting from your reliance on such information.

If your jurisdiction does not allow limitations on warranties, this limitation may not apply to you. Your sole and exclusive remedy relating to your use of the site shall be to discontinue using the site.

Under no circumstances will we be liable or responsible for any direct, indirect, incidental, consequential (including damages from loss of business, lost profits, litigation, or the like), special, exemplary, punitive, or other damages, under any legal theory, arising out of or in any way relating to our website, your website use, or the content, even if advised of the possibility of such damages.

Our total liability for any claim arising out of or relating to our website shall not exceed one hundred ($100) dollars and that amount shall be in lieu of all other remedies which you may have against us or our affiliates. Any such claim shall be subject to confidential binding arbitration as described later in these terms and conditions of use.

OBSCENE AND OFFENSIVE CONTENT

We are not responsible for any obscene or offensive content that you receive or view from others while using our website. However, if you do receive or view such content, please contact us by e-mail so that we can investigate the matter. Although we are not obligated to do so, we reserve the right to monitor, investigate, and remove obscene or offensive material posted to our website.

INDEMNIFICATION

You understand and agree that you will indemnify, defend and hold us and our affiliates harmless from any liability, loss, claim, and expense, including reasonable attorney’s fees, arising from your use of our website or your violation of these terms and conditions.

COMPLIANCE WITH GOVERNING LAW AND DISPUTE RESOLUTION

You agree to obey all applicable laws while using our website.

You agree that the laws of CT govern these terms and conditions of use without regard to conflicts of laws provisions.

You also agree that any dispute between you and us, excluding any intellectual property right infringement claims we pursue against you, shall be settled solely by confidential binding arbitration per the American Arbitration Association commercial arbitration rules. All claims must arbitrate on an individual basis, and cannot be consolidated in any arbitration with any claim or controversy of anyone else. All arbitration must occur in Hartford, CT, US. Each party shall bear one half of the arbitration fees and costs incurred, and each party is responsible for its own lawyer fees.

SEVERABILITY OF THESE TERMS AND CONDITIONS

If any part of these terms and conditions of use are determined by a court of competent jurisdiction to be invalid or unenforceable, that part shall be limited or eliminated to the minimum extent necessary so that the remainder of these terms and conditions are fully enforceable and legally binding.

SMS Text Messaging

A. Location.

Our SMS texting service is available only in the United States.A. Location.

B. Supported Carriers.

Our SMS text messaging service is supported (but not endorsed) by all major U.S. mobile phone carriers, including Alltel, AT&T, Nextel, Sprint, T-Mobile, U.S. Cellular, Verizon Wireless, and Virgin Mobile USA.

C. Fees.

We do not charge for our text messaging service. However, your wireless carrier’s messaging and data rates apply to our SMS correspondence with you. For information about such rates, please contact your carrier. Any such charges are payable to your carier and beyond our control.

When you subscribe, you are representing to us that you are the owner or authorized the user of the wireless device you use to subscribe and that you agree to be solely responsible for any messaging and data rate charges by your carier related to our SMS correspondence.

D. Subscriptions.

By subscribing, you consent to receive up to three (3) SMS text messages weekly from us about special offers. The messages can include offers from us, our affiliates and partners.

You can unsubscribe at any time by sending the word STOP to the number / SMS message that you receive.

To receive SMS text messages from us, your wireless service with your carrier must be active. If your wireless service is suspended or terminated by your carrier, we may cancel your subscription.

We may also unilaterally cancel your subscription or our SMS messaging services at any time and for any reason without notice to you.

E. Delays and Non-Delivery.

You agree that we are not liable for any delays or failures in your receipt of any SMS messages because delivery is subject to effective transmission from your network operator and processing by your mobile device.

Our SMS message services are provided to you on an as-is, as-available basis.

F. Data Collection.

As part of providing SMS messaging services to you, we obtain information about you. This may include your mobile phone number; your carier’s name; your location; message dates and times; message content; and the dates, and other information that you may give us.

When you subscribe to receive SMS correspondence from us, you are agreeing that we can use this information to contact you, provide any services you request from us, and to otherwise operate, develop and improve our SMS services.

Your wireless carrier and other third parties may also collect data about your SMS usage. Their data collection practices are governed by their own policies that are beyond our control.

G. Intellectual Property.

We own or have licensed the technology and content used to communicate with you via SMS text messaging. When you subscribe, you are receiving only a personal non-transferable revocable license to communicate with us via SMS correspondence. Such license does not give you any ownership rights to either the technology or the content used by us to communicate with you.

H. We reserve the right to modify this section covering SMS text messaging subscriptions at any time. Your continued subscription constitutes consent to any such modifications.